When considering re-financing their house, many homeowners will have this concern. Unfortunately, the answer to this question is complicated, and the answer does not always match. There are a few common scenarios in which a homeowner might consider refinancing their home. If interest rates decrease, the homeowner’s credit score increases, or the homeowner’s financial status...Read More

The process of re-financing a home begins with the selection of a lender. Understanding the various refinancing options and how each of these options works is important, but none of this matters if the homeowner is unable to locate a lender willing to give them the rates and terms they need. Choosing a lender can...Read More

When choosing to re-finance a home, one of the most critical choices a homeowner would have to make is whether they want to refinance with a fixed mortgage, an adjustable rate mortgage (ARM), or a hybrid loan that blends the two options. The names are self-explanatory, but a fixed option rate mortgage has a fixed...Read More

Homeowners considering refinancing their property can find the Internet to be a valuable resource. The Internet is beneficial because it provides homeowners with access to a wealth of information as well as the opportunity to compare rates from various lenders at their leisure. While these options have made re-financing more simple, there is also a...Read More